A data-driven guide to choosing the right time to buy a home in Texas, using trends from the S&P Case-Shiller Home Price Index and real affordability insights from Megan Bludau, one of the top mortgage originators in the Greater Houston area.

Not sure which mortgage is right for you? This article explains the best loan types for Texas homebuyers and why so many buyers trust top Houston mortgage expert Megan Bludau to guide them through the decision with clarity and confidence.

A heartfelt Thanksgiving note reflecting on the families, buyers, and Realtors I was honored to serve across the Greater Houston area - and other parts of Texas - this year.

If you’ve ever started talking to a lender and immediately felt like you were being sold , you’re not alone. Mortgage ads shout about rates all day long — but when you’re actually buying a home, you realize pretty quickly that it’s not just about the numbers. It’s about trust, transparency, and teamwork. Spoiler: The best mortgage experience isn’t just a rate — it’s a relationship. Yes, your interest rate matters (and I’ll always fight for the best one I can get you). But the

If you’ve ever scrolled through home listings while folding laundry or packing school lunches and thought, “Could we actually buy right now?”  — you’re not alone. One of the most common questions I get from families is this: “Can a stay-at-home mom qualify for a mortgage — even if we only have one income?” The short answer? Yes. But the full answer is so much better  than that. Homeownership doesn’t have to wait until “someday” In today’s world, families look different — and

If you’ve been scrolling Zillow late at night and wondering how much you actually need to buy your first home — there’s a good chance you’ve seen the term “FHA loan.” But what is  an FHA loan, really? And how do you know if it’s the right fit for you  here in Texas? Let’s break it down — simply, clearly, and without the jargon. First things first: What is an FHA loan? An FHA loan  is a mortgage that’s insured by the Federal Housing Administration  — a government agency that

If you’ve ever tried to buy a home in Texas, you’ve probably heard both words — pre-qualification  and pre-approval. They sound similar, but they’re actually two completely different steps in your home-buying journey. And if you’re shopping anywhere from The Woodlands to Houston , that difference could make or break your offer. The Quick Version Pre-Qualification Pre-Approval What it is A basic snapshot based on the info you tell  your lender. A verified review of income, cr

You know that moment when you spot a “For Sale” sign and think, could that be our first home? Before you even text your Realtor or start mentally rearranging furniture, let’s talk about the step that actually turns that dream into reality — getting pre-approved for your mortgage. And no, it’s not as scary (or as time-consuming) as it sounds. So… what is a pre-approval, exactly? (Not sure how a pre-qualification differs from a pre-approval? Learn the difference between the two