You know that moment when you spot a “For Sale” sign and think, could that be our first home? Before you even text your Realtor or start mentally rearranging furniture, let’s talk about the step that actually turns that dream into reality — getting pre-approved for your mortgage. And no, it’s not as scary (or as time-consuming) as it sounds. So… what is a pre-approval, exactly? (Not sure how a pre-qualification differs from a pre-approval? Learn the difference between the two