Turning the Dream of Homeownership into Reality

The mortgage lock-in effect changed the housing market. Here’s what rising 6% rates mean for Texas homebuyers and Realtors in 2026.

Wondering how much house you can afford in Texas? See real salary examples, monthly payment breakdowns, and what online calculators miss.

Buying before selling? A mortgage recast may be the smoothest strategy to lower your payment after closing — without refinancing.

Texas offers several strong mortgage options specifically designed to help first-time buyers get into a home sooner — and smarter.